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Credit Union - Loans and Lending

Superior Choice Credit Union

2817 Tower Ave. Superior, WI 54880
2302 East 2nd St. Superior, WI 54880
4161 Haines Rd. Hermantown, MN 55811
117 S Main St. Mellen, WI 54546
319 Ellis Ave. Ashland, WI 54806
715.392.5616
Hours of Operation
  • Lobby: Mon-Fri8:30 a.m. - 5:00 p.m.
  • Drive-up: Mon-Fri7:30 a.m. - 7:00 p.m.
  • Drive-up: Saturday9:00 a.m. - 3:00 p.m.

Auto and Mortgage Loans

Superior Choice Credit Union has five convenient locations; two in Superior, and one in Hermantown, Mellen and Ashland. We offer competitive auto loans, construction loans and recreational loans to help turn your dreams into a reality.
We specialize in mortgages and handle every member from start to finish. We offer competitive rates and closing costs, and we have no-prepayment penalties.
SCCU can take care of your financial needs and offers the latest in financial technology.
$contentitem.add("body", $cms.content.commentsLeft) Superior Choice Credit Union has five convenient locations; two in Superior, and one in Hermantown, Mellen and Ashland. We offer competitive auto loans, construction loans and recreational loans to help turn your dreams into a reality.
We specialize in mortgages and handle every member from start to finish. We offer competitive rates and closing costs, and we have no-prepayment penalties.
SCCU can take care of your financial needs and offers the latest in financial technology.

Frequently Asked Questions

How can I apply for an auto or mortgage loan with SCCU?
We offer several different kinds of loans—from mortgages to credit cards. Most loans can be applied for through an online application, over the phone, or in person at any of our five locations. Through our Smart Choice Auto Buying program, you can receive SCCU financing at participating local auto and recreation vehicle dealers, even when SCCU is closed.
What exactly is a credit union?
A credit union is a financial institution which is cooperatively owned by the members (patrons) who use their services. We are also not-for-profit, so each year once our expenses and legal reserves have been set aside, the excess profit is returned to the membership. In the case of SCCU, we distribute our profits through member-friendly pricing on our savings and loan products, through our SCCU Rewards points program, and in the case of a good year, via a special patronage dividend paid out at the end of the calendar year.
How can I join SCCU?
Please see our Joining SCCU Page to view eligibility requirements. We will need you to open the account with a valid (non-expired) photo ID showing your current address and $5 to establish a membership savings account. Once a member, you can enjoy all the products and services SCCU has to offer.
Does SCCU offer student loans?
SCCU does not offer private student loans directly. However, we’ve partnered with Sallie Mae for the Smart Option Student Loan.
Is my savings secure at SCCU?
We are insured by the National Credit Union Association (NCUA) a U.S. government agency. Your savings is insured to up to $250,000.
Map
46.705388 -92.105127 46.705638 -92.046143 46.809868 -92.175595 46.326154 -90.660869 46.589898 -90.882332
Have a question? Just ask.