St. Paul, MN (NNCNOW.com) --- The first day of spring is today which means it is the start of severe thunderstorm, flooding and tornado season.
The Minnesota Department of Commerce (DOC) is reminding Minnesota homeowners to plan ahead and think about purchasing flood insurance coverage.
They say flood damage is not covered under a standard homeowner's policy and flood insurance policies need to be purchased 30 days before use.
More than half of all insurance consumers do not have a home inventory of their possessions, which the DOC says puts them at risk for inadequate home insurance coverage. Renters insurance can protect your belongings.
"Documenting your possessions by creating a home inventory ahead of a storm can help ensure your insurance coverage fits your needs and helps in the claims process in the event of a storm or flood," Commerce Commissioner, Mike Rothman, said.
The DOC's Disaster Information Center provides important information and resources to prepare for the storm season. The site includes tips on proper auto coverage, renters insurance, flood insurance, public adjusters, rebuilding after a disaster, working with contractors, disaster finances, home inventories, etc... and you can visit the Commerce's website to find the Disaster Information Center.